Like many nonprofits, your animal shelter or rescue may rely on volunteers using their personal vehicles to run errands or transport animals in your care. In the insurance community, these vehicles are referred to as non-owned autos. Even though non-owned autos are not the property of your animal shelter or rescue, you can still be held accountable when a volunteer is involved in a car accident. In some cases, animal shelters and rescues are sued for the damage caused in an accident.

The good news is you can protect your nonprofit animal shelter or rescue by purchasing non-owned auto liability insurance.

What is non-owned auto liability insurance?

Non-owned auto liability insurance provides coverage in excess of the volunteer’s personal auto insurance. It pays for liability claims that your animal shelter or rescue is found liable for and the volunteer’s personal auto insurance doesn’t cover.

Since the coverage is in excess of the personal auto insurance carried by the volunteer, most insurance companies require volunteers to carry a minimum of $100,000/300,000 in limits.

What does it exclude?

There is no coverage on the non-owned auto liability insurance for damage to the vehicle, injury to the volunteer, or lawsuits filed against the individual driver (volunteer).

What types of scenarios does it cover?

Any time a volunteer drives their personal vehicle on behalf of your animal shelter or rescue opens the door to potential risks and claims. Do your volunteers use their vehicles in any of the following scenarios?

  • Running errands: Post office, bank, pick up supplies at Wal-Mart or other stores?
  • Transport animals to events, foster homes, or the vet?
  • Take supplies to an adoption event?

Accidents are unpredictable and can occur during any drive.

What you need to know about minimizing your risks

Investing in non-owned auto liability insurance is the best way to protect your animal shelter or rescue in the event of an accident or lawsuit. There are steps you can take now to help minimize potential risks.

  • Create a cell-phone use policy.

Twenty-six percent (more than 1.1 million) of crashes reported are due to cell phone use, according to the National Safety Council. Having a cell-phone use policy sets the expectation that it is not acceptable for volunteers to use their cellphones  while driving on behalf of your animal shelter or rescue.

  • Request proof of insurance.

Ask volunteers for proof of auto insurance before they drive on behalf of your animal shelter or rescue. If they don’t have the minimums mandated by the insurance company, don’t let them drive on your behalf. Why? If there is an accident, your non-owned auto liability insurance policy won’t pay any costs associated with it.

  • Ask volunteers to sign waivers.

Waivers are one way to help prevent your volunteer from filing a lawsuit after a car accident. While they aren’t always iron-clad, they do minimize the number of claims filed and can help protect you if the volunteer was not abiding by the law.

  • Define the right way to transport animals.

Do you have a clear procedure for transporting animals? Or do your volunteers decide how to transport animals on their own? Animals can be a significant distraction to a driver if they are not properly placed in a moving vehicle. Make sure your volunteers understand the process and review their first few times to be sure they get it right.

  • Request motor vehicle records (MVRs).

Motor vehicle records show you an individual’s driving history so you can see if they are a high-risk driver. If a volunteer has a long list of vehicle incidents including crashes and speeding tickets, it might be better to find a lower-risk volunteer.

Most animal shelters and rescues think they don’t need to worry about insurance for volunteer vehicles. But the truth is, buying non-owned auto liability insurance and implementing these steps are the best ways to protect your animal shelter or rescue.

Social media can literally save lives at your animal shelter, especially if your shelter is a kill shelter. Using Facebook, Twitter, Instagram and Pinterest can help:

  • Reunite lost pets with owners
  • Save pets scheduled to be euthanized
  • Bring in much needed supplies when they are most needed
  • Raise money for needed health care for specific animals
  • Help raise money and get volunteers during natural disasters
  • Bring in funds to help save more animals

The best thing about these social media websites is that they are free to join and free to use. Your shelter can purchase ads to help promote adoption events or spay-neuter clinics, but these are not entirely necessary to effectively use social media.
Take Good Pictures
Social media is a visual medium. Just sending out a tweet that a Beagle has been found wandering down Main Street isn’t enough to grab Twitter users’ attentions and heartstrings. You need to take one or more photos of this lost beagle and post them on Instagram and Facebook, which support pictures. You can then link Twitter to these posts.
You do not need fancy camera equipment to take good pictures. It’s best to take a photo of a pet with a background that contrasts to the pet’s color. For example, black pets stand out best against pale colors. Digital cameras and smartphones take excellent pictures. You may need to get an animal’s attention with a squeaky toy or food in order to get the pet to stay still for a good shot.

Update Regularly
Social media is not a one-time only thing. You need to update your sites regularly in order to reach the maximum amount of eyeballs reading your important messages. You do not need to post every day, but once a week is the minimum you should do. Make sure you spend time not only posting requests or pictures of animals for adoption, but also answer questions sent to you from others.
If emergencies happen and no one at your shelter can post on any social media sites for at least a week, please note that on your social media sites. Apologize when you can for not doing the weekly or regular update as soon as you can. By following these netiquette tips, you will keep your followers from disliking you or stop following your shelter.

Winter is quickly approaching. It’s a time of the year that creates stress for both humans and animals. Animal shelter and rescue directors know and understand how vulnerable the animals in their care are during the cold weather months. They need to make sure all of their volunteers understand the harsh realities of winter and how it impacts the animals.

Winter safety tips

Implement these six tips to improve winter safety for your animals and shelter.

  1. Education. Schedule a volunteer training that covers winter safety tips for your shelter and animals. Educated volunteers increase the quality of care your volunteers receive. Make the training mandatory for all volunteers to attend. This gives your long-term volunteers an opportunity to increase and share their past experiences with other volunteers.
  2. Limit outside time. Fur on animals doesn’t mean they are protected from the cold temperatures. Take them outside for their daily walks and breaks, but bring them back inside to stay warm the remainder of their day.
  1. Create an emergency plan. Depending on your location, an emergency winter weather plan is valuable. Meet with your volunteer team to review what measures you need to take in the event of severe winter weather. If there is a foot of snow, how will the animal get walked, fed, and taken care of? Who is responsible for making the trip in the snow to check on them? Does it make sense to have stand-by foster parents that can care for them during a storm? Planning this in advance alleviates a great deal of stress later.
  1. Purchase a generator. A generator is extremely valuable.  It keeps the building heated and the animals warm during unexpected power outages. Prepare before a winter storm arrives by purchasing one now.
  1. Prepare for storms. Winter weather is normally predicted days in advance. Make plans when snow is predicted; especially if it can delay daily commutes. Make sure the animals have plenty of food and water along with a comfy place to keep warm.
  1. Pay attention to the animals. Check animals’ paws for signs of frostbite. Monitor them after outside time for signs of hypothermia- whining, shivering, or weakness. Consistent monitoring is the key to keeping animals healthy during the cold-weather season.

Educate your volunteers to give them a better understanding of winter expectations and the animals care needs. Making your shelter a safe place during the cold months improves the well-being of the animals in your care.

Animal shelters and rescues cannot operate efficiently without volunteers and employees. Their dedication and time drive donations, adoptions, and increase the organization’s overall reach to the community. Often times, volunteers and employees get involved in making the animal welfare organization successful; they forget to take time for themselves. Directors, managers, and leaders need to know how to identify and understand the overall impact of stress or burnout.

Impacts
Volunteer and employee stress negatively impacts their well-being and your animal shelter or rescue in a number of ways.

  1. Volunteers with no passion. The best animal shelters and rescues have passionate volunteers and employees who believe in the mission and vision of the organization. Highly stressed volunteers and employees lose their spark and passion which leaves them with little desire to be present.
  2. Lack of engagement. Stressed individuals stop offering to help or participating in team brainstorming sessions. Their mind is too full to be actively engaged in helping others or your organization.
  3. Animals feel it. Animals can feel stress. Over time, that stress impacts their personality and behavior patterns. Some animals stop eating or act aggressively to other animals and human beings as a result.
  4. Supporters see it. Potential adopting families visit your shelter or rescue full of excitement to find their new family member. Their excitement can quickly dwindle if they interact with a stressed volunteer or employee that makes them feel uncomfortable.

Identify
Avoid these negative impacts by knowing what warning signs to look for and actively helping your volunteers and employees.

  1. They withdraw or stop communicating.
  2. Positive attitudes turn negative.
  3. Low productivity.
  4. Increased absence due illness or headaches.
  5. Increased turnover.

Help them

  1. Continuous training. Offer consistent training and education to help them understand new techniques and responsibilities. Your effort to keep them knowledgeable shows you are invested in their overall success.
  2. Start a conversation. If an individual appears to be acting different, talk to them. Ask them if something is bothering them or if they are unhappy with their responsibilities. Sometimes volunteers or employees are stressed due to things outside of your control – but sometimes it has to do with their work. Listen and create a plan that helps reduce their stress and takes them back to the positive personality they were before.
  3. Show appreciation. Show gratitude for their efforts on a consistent basis. Volunteers and employees feel stress when they don’t think they are doing a great job or their efforts aren’t appreciated.
  4. Change their workload. If they are feeling overwhelmed by their workload, offer to change it either temporarily or permanently. Life changes every day and some volunteers may not be able to commit to the same number of hours as they once were.
  5. Offer a leave of absence. If the volunteer or employee’s stress stems from an outside source, they might need some time off to handle and manage the situation. Be understanding and give them the time they need. They are more likely to come back fully charged when they know you care.

Pay attention to your volunteer and employee actions and take action when they change. Volunteers and employees are vital to your long-term success. Show them you care about their well-being and help them manage their stress. Your animal shelter or rescue will experience positive results when you do.

Working with animals on a daily basis requires special individuals with big hearts and a strong will. Animal shelters and rescues rely on these individuals to run smoothly and make decisions in the best interest of the animals in need. Animal rescue organizations vary in type and size. Some have a physical location and others are 100% foster-based. Some participate actively in adoption events while others rely on social media to promote adoptions. No matter the operational differences – they all require specialized liability insurance.
Foster-based Organizations
Animal rescues that are foster-based rely on volunteer foster parents to house and care for their animals. One of the most common questions we hear is,
“Does my animal rescue really need liability insurance if we don’t have a physical location?”
The answer is simple: “Absolutely!”
Why?
Many assume general liability insurance only protects organizations from slip and fall accidents at their location. While this is true – there are other protections included in liability insurance policies for nonprofit animal rescues. Here are 5 main reasons your foster-based animal rescue needs liability insurance:

  • Animal Bites.
    Liability insurance protects against damage or injury to individuals not associated with your rescue (volunteers or employees). One of the biggest risks you face is a member of the public getting bit by a dog, cat, or horse in your care. These individuals may file a lawsuit claiming your organization was negligent which led to the bite. Lawsuits involving minors can be extremely costly to an organization. Liability insurance pays to defend you and settlement costs when necessary.
  • Adoption Events.
    Many foster-based rescues rely on adoption events to introduce animals to the public and increase chances of adoption. If you attend adoption events, your organization faces many risks because you can’t control everything all the time. Animals can jump and knock individuals over, scratch, and attendees might fall and injure themselves at your booth/table. Liability Insurance pays to defend your organization and any settlement costs resulting from the lawsuit. The best liability insurance policies extend to include coverage at these events while others may charge an additional fee for each event you attend.
  • Foster Home Visits.
    Foster parents open their hearts and homes to animals in need of care. The actions of the animals are not covered under their personal homeowner’s insurance policy. To protect your organization from incidents occurring in a foster home, you need to purchase liability insurance. Liability insurance protects you in the event a potential adopter visits the home, injures themselves and files a lawsuit for damages.
  • Medical Expense.
    Each of the incidents above shares a common factor- the chance for an individual not related to your organization to become injured. Whether they choose to file a lawsuit or not – there are still medical bills that need to be paid. Liability insurance pays medical expense in these instances.
  • Adoptions Gone Wrong.
    You go to great efforts to place animals with amazing forever homes. Aggression testing, socialization, and adoption applications are necessary parts of this process. Even with these steps, adoptions sometimes go wrong. A dog may bite or show aggression in their new home causing a lawsuit to be filed against your animal rescue. The right liability insurance covers instances like these and pays to defend you and any settlement costs incurred.

These coverages are unique to animal rescues and shelters and require an insurance policy tailored to your specific needs. Contact your insurance agent today to confirm these necessary coverages are present on your policy. If you have additional questions or need more information, contact the team at Animal Welfare Organization Insurance program at 800-673-2558.

Accidents happen. Every day nonprofit animal shelter teams work to educate, provide, and raise money for animals in need in their communities and beyond. Directors in charge of these valuable animal rescue organizations know firsthand volunteers are the foundation of a nonprofit’s success. But accidents do happen – to volunteers, visitors, and foster parents. Many animal shelters utilize policies, procedures, and handbooks to minimize the risk of incidents and accidents. Do you have an accident investigation plan ready to implement when “life happens”?

Accidents
There are a variety of accidents animal shelters and rescues experience during normal daily operations:

  • Slip & falls
  • Animal scratches
  • Animal bites
  • Animals knocking down volunteers or visitors
  • Scrapes, bruises, and cuts

Each type of accident (sometimes referred to as incidents) requires a unique plan to proactively manage the outcome and take care of the injured parties.
Accident Investigation Plans
Accident investigation plans are too often overlooked as part of the plan to manage accidents. They offer nonprofit animal shelters and rescues a great deal of valuable information. You can identify 3 main items in an accident investigation:

  • What and how the accident occurred.
  • What critical decisions were made or missed?
  • What can you do to prevent in the future?

Taking the time to investigate every accident requires time – but it is time well spent if you prevent future injuries.
Step by Step

  1. Appoint a lead person to investigate.
    Select a neutral individual to lead and conduct the accident investigation. A neutral party has no outside personal ties to any of the parties involved in the accident and is not considered a witness to the accident.
  2. Provide a briefing.
    Provide them with an overview of the accident. What you know happened, where it occurred, who is involved, and what steps are being taken to provide care and treatment.
  3. Inspect the accident site.
    It is important the investigator start by inspecting the accident site. Look for signs of the accident, anything that might have caused the accident, anything that potentially impacted the decision-making process during the accident.
  4. Conduct interviews.
    Have the investigator interview those involved in the accident along with any witnesses. Document facts only and guide interviewees to leave personal opinions out of the discussion.
  5. Analyze findings.
    Review all facts and interview details to gain a 360-degree perspective of the accident. Look for changes and updates your animal shelter can make to prevent future occurrences.
  6. Make changes.
    Implement these changes by updating procedures, policies, and handbooks. Hold a mandatory volunteer training to assure each volunteer has a clear understanding of new expectations. Have each volunteer sign a statement acknowledging they understand the updates.
  7. Document.
    Documentation is vital in any incident, occurrence or accident. Document complete investigation findings in a final report along with updates and changes implemented. Include a list of all volunteers who participated in the training and include their signed acknowledgment form.

Conducting a comprehensive accident investigation seems daunting and time-consuming. It doesn’t have to be. Create a plan and procedure now on how you will investigate future accidents. Your animal shelter or rescue benefits from a better understanding of how and why decisions are made in critical moments. You can be proactive in making changes to minimize future occurrences and promote a safe volunteer work environment.

Introducing a new dog or cat into your animal shelter is a vital yet stressful step in the path to successful adoption. Vital, because it’s the only way to gain a better understanding of the animal’s personality, traits, and behaviors. Stressful, because animals’ behavior is unpredictable – especially when their past leads them to be fearful of people and other animals. If you have volunteers new to the animal welfare world or volunteers who struggle in the initial phases of new animal socialization, now is the time to create an animal socialization plan. An animal socialization plan is a guide for volunteers to better understand animal behaviors. It doesn’t address every possible occurrence – it does provide steps volunteers can take during crucial moments.
The Steps

  1. Initial Introduction. Choose experienced volunteers who don’t get nervous in stressful moments for the animal introductions. Cats and dogs have different temperaments and unique methods for successful introductions.

    Cats
    Introduce cats to other cats in an open area with a few hiding spots set up. Make sure the cat you introduce the new cat to is well-behaved. Give the cat time to explore and feel comfortable in the room. Bring the other cat in after the cat is comfortable. Interact and play with this cat to increase your new furry friend’s trust. Cats cannot be rushed to meet and be friends – it takes time and commitment.

    Dogs
    Initial dog-to-dog introductions require both dogs to be on a leash that allows freedom of movement. They need to feel like they can explore at their own pace. Keep dogs 10 feet apart and give them a chance to sniff one another without touching.

    If any of the animals show signs of aggression, remove the animals from the meetings for the day.

  2. Assess body language. Body language speaks volumes when analyzing dogs and cats in different situations. Pay attention to their body language to gain an understanding of how they are handling and reacting to the situation. Aggressive or uncomfortable body language to look for includes:
    •    Hissing or growling
    •    Raised hair
    •    Stiff body
    •    Bare teeth
    •    Get low (getting ready to attack)
    Lunging at one another
    In these moments, separate the animals and try again the following day.
  3.  Group introductions. After the dogs or cats successfully interact with others in a one-on-one situation, move them to group introductions.

    Cats
    Add more cats to the first room. Watch to see how the cat reacts. Do they run and hide? Play? Attack? As long as all of the animals are behaving well, watch them for varied lengths of time. Increase the lengths of time daily until they can be trusted 100% of the time with the other cats.

    Dogs
    Take dogs into group settings on a leash. Give the dog time to sniff around and then drop the leash, letting them roam freely. Pay attention to their initial reactions and responses to the other dogs. Repeat this daily at increased lengths of time until they can be left on their own.

  4. Human interaction. Throughout the entire introduction process, keep track of how the animals respond to human interaction, new volunteers, male versus female volunteers. Make note of any potential human socialization dangers.

Your ultimate goal is to adopt the animals to their forever homes. The best way to accomplish that is to properly introduce and socialize all animals with other animals, volunteers, and your shelter setting.

Halloween is the second largest consumer holiday in the United States. Even though many nonprofit animal welfare organizations consider Christmas to be the best time to launch fundraising campaigns, Halloween is actually better. 30% more consumers entered promotion campaigns at Halloween than at during the Christmas season. Why? Your supporters aren’t feeling the financial stress of the expensive holiday season – yet.

Advantages
Consider these four advantages before skipping Halloween this year.

  1. Increased donations.
    Launching your fundraising campaign months before the holiday craziness boosts your overall donations. Your animal welfare organization supporters haven’t maxed out their budget buying gifts and are more willing to donate.
  2. Less competition.
    Shhh! Halloween fundraising success is still relatively new and many nonprofit animal shelters and rescues still overlook it as a prime fundraising time. Less competition means your campaign or fundraisers are more likely to capture supporters’ attention. Often times, supporters become overwhelmed and inundated with donation requests in November and December, they ignore or politely decline all requests.
  3. More volunteer involvement.
    Volunteers keep you up and running every day. Without their commitment and time, many animal shelters and rescues are forced to close their doors. Many volunteers have out of control schedules with extra family events and holiday preparation in December. Launching a big fundraising campaign at Halloween increases their ability to help.
  4. Innovative ideas.
    Chances are your past major fundraising drives revolved around the spirit of giving in December. You probably copied the same fundraiser from year to year. Focusing on Halloween this year gives you a NEW list of fundraising ideas. Your long-term supporters will be happy for the change.

Fundraising ideas
Do you avoid Halloween fundraising because you don’t want to reinvent the wheel or start from scratch? Schedule a meeting with your fundraising committee to review these # ideas and pick one to start with.

  • Partner with a local pumpkin patch or fall fest. Contact local organizations and see if they are willing to host fundraising days for your animal welfare organization. Request a portion of the ticket sales be donated to you. In addition, set up a table the day of to collect donations and hand out information.
  • It’s all about the treats. Invite supporters to your location encouraging them to bring “treats” (food, toys, blankets, bowls, etc.) for your animals.
  • Sponsor a costume ball. Invite your community to a costume party. Sell tickets in advance and then offer dinner, raffles, and costume prizes the night of the event.
  • Launch a social media contest. Encourage your online followers to participate in a Halloween-themed contest. Invite participants to submit pictures of their Halloween decorations, carved pumpkins or pets in costume. Publish them online and request donations. Every five dollars = one vote. Award your winners with online recognition and prize.
  • Trick or treat for adopters. Promote adoptions in the month of October by offering a special gift to adopting families. They can pick either a ‘trick’ (training DVD or CD) or a ‘treat’ to take home with their new loved one.
  • “Mommy and me” costume contest. Host a costume contest for pets and their parents! Encourage participants to dress as famous duos or family members.

There is success in Halloween fundraising drives and events. Don’t less this time of year pass your animal welfare organization by. Brainstorm innovative fundraising ideas or use one of these to increase your donations this fall.

Foster parents are a vital part of your volunteer organization. They provide a safe haven and care for animals in need. Most animal shelters or animal rescues utilize volunteer handbooks. These handbooks identify how the volunteer program works and typically include a section dedicated to foster parent volunteers.
Foster parents have a unique set of responsibilities. Address these responsibilities in a manual created specifically for your foster parents. Make sure you include these 5 key components.

  1. Welcome Letter. Include a letter welcoming the new foster home to your animal rescue group. Include statistics illustrating how many animals you help, the number of foster homes in your network, and why they are important.
  2. Frequently Asked Questions. Address FAQ’s in the front of the manual. These address common concerns for foster parents immediately. Where do the foster animals come from? Can I foster a dog with a full-time job or with no fence? How long does each animal need care? How do I adopt my foster dog? These are just a few samples – include the questions you hear most often.
  3. Requirements. Address requirements up front. What steps do fosters need to take to “dog proof” their home? What supplies do they need to purchase? What activities are not acceptable for the animals?
  4. Expectations. What activities do you expect the foster to perform daily, weekly, and monthly? Walking/exercises, training, socializing, grooming expectations, and adoption family appointments need to be outlined in this section.
  5. Policies and Procedures. Animals are unpredictable. Address what steps fosters need to take in certain situations. Who do they contact if the animal bites them, bites somebody else, shows signs of aggression, or gets sick or injured? Outline when veterinary services need contacted and how the foster parent can help at home.

Creating a strong network of foster homes is the key to successful adoptions. Manage expectations and requirements upfront with a foster manual.

Searching for good quality volunteers is usually a tough task that has to be taken on to keep non profit animal shelters operating.  When interviewing and recruiting new volunteers, make sure you are identifying volunteers that match your desired culture.  There are many skills to look for in new volunteers but these five will help you identify the top volunteers who may benefit your animal shelter:

1.    Energetic. Top volunteers exude energy and you can feel it just by talking to them. They are the volunteers that are excited about new projects and tasks and can inject energy into other volunteers.
2.    Passion. Top volunteers are passionate about the cause you serve. Finding volunteers that are passionate about animal welfare, adoption, and well-being is key to recruiting volunteers that will best suit your animal shelter.
3.    Take Direction. Volunteers that excel and do the best for your mission, will be able to take direction when needed from management and experienced volunteers.
4.    Leaders. Excellent volunteers will have the ability to lead others to help your overall mission.  This may be leading other volunteers in training or members of your community to help in donating, adopting, or sheltering for your animal shelter.
5.    They Do What They Say They Will. There is no better volunteer than one that commits and sticks to that commitment. They are the volunteers that show their loyalty and commitment to the cause through their actions and do not bail with last minute excuses.

If you can recruit volunteers with these five qualities, your volunteer team will increase its abilities to educate the community and work to fulfill your animal shelter’s mission and vision. Retention of solid and top volunteers will increase at the same time because their success is reconfirmed with how well the shelter is performing and the number of animals being helped in the community.