Animal shelters and rescues are important to the communities they serve. Animals come to you for care and shelter until they find a forever home. Some come from other shelters, caregivers abandon some, and others show up with little or no history of their life to date. Every animal is a priority in your daily activities. But, sometimes caring for animals is risky. In those moments, what type of insurance you purchased is critical to you shelter or rescue’s well-being.

Insurance

Few people that enjoy shopping for insurance. It can be a long and tedious task if you don’t have an agent that fully understands what you do every day. Finding the right insurance is the first step to being able to properly care for animals in need. Most animal shelters or rescues know they need general liability insurance and directors and officers insurance. There are other insurance coverages that help protect you too. Animal care custody and control liability is often overlooked and excluded from most policies.

What is animal care custody and control liability insurance?

Animal care custody and control liability protects your animal shelter or rescue if somebody sues you for an injury or death to an animal. It is a critical coverage that you can add on through an endorsement to your liability insurance policy.

Why do I need animal care custody and control?

Some animal shelters and rescues think they don’t need this coverage because they don’t knowingly take in someone’s animal. But, animal shelters and rescues have been the victim of lawsuits and needed animal care custody and control to protect them. Here are two common scenarios where this coverage can help.

Owners change their minds.

We’ve all seen it happen. Previous owners abandon their four-legged family member and make the right decision by leaving him/her in your care. A few days pass by before they return wanting to reclaim their pet. What happens if the cat, dog, or horse get sick or run away in that short period of time. Who is responsible? If the family sues your organization, are you protected?

It depends on who the court declares as the rightful owner. In some cases, signed releases are not recognized as valid in a court of law.

Lost pets.

What happens when somebody finds a roaming animal and brings it to you? It’s not theirs and they are looking for a place they know will care for the animal until the owners can be contacted. Plenty of shelters and rescues accept these animals into their care and hope to reunite them with their family.

 

What happens if they run away or passes away in your care before the family comes to pick the animal up and return home? The family may decide to file a lawsuit and say the death or disappearance of their animal is your fault.

In both cases, general liability insurance won’t cover defense or settlement expenses unless you purchased animal care custody and control coverage. Contact your insurance agent today to add this valuable coverage to your policy. If they don’t offer it, contact an insurance agent that specializes in animal shelter and rescue insurance.

Halloween is the second largest consumer holiday in the United States. Even though many nonprofit animal welfare organizations consider Christmas to be the best time to launch fundraising campaigns, Halloween is actually better. 30% more consumers entered promotion campaigns at Halloween than at during the Christmas season. Why? Your supporters aren’t feeling the financial stress of the expensive holiday season – yet.

Advantages
Consider these four advantages before skipping Halloween this year.

  1. Increased donations.
    Launching your fundraising campaign months before the holiday craziness boosts your overall donations. Your animal welfare organization supporters haven’t maxed out their budget buying gifts and are more willing to donate.
  2. Less competition.
    Shhh! Halloween fundraising success is still relatively new and many nonprofit animal shelters and rescues still overlook it as a prime fundraising time. Less competition means your campaign or fundraisers are more likely to capture supporters’ attention. Often times, supporters become overwhelmed and inundated with donation requests in November and December, they ignore or politely decline all requests.
  3. More volunteer involvement.
    Volunteers keep you up and running every day. Without their commitment and time, many animal shelters and rescues are forced to close their doors. Many volunteers have out of control schedules with extra family events and holiday preparation in December. Launching a big fundraising campaign at Halloween increases their ability to help.
  4. Innovative ideas.
    Chances are your past major fundraising drives revolved around the spirit of giving in December. You probably copied the same fundraiser from year to year. Focusing on Halloween this year gives you a NEW list of fundraising ideas. Your long-term supporters will be happy for the change.

Fundraising ideas
Do you avoid Halloween fundraising because you don’t want to reinvent the wheel or start from scratch? Schedule a meeting with your fundraising committee to review these # ideas and pick one to start with.

  • Partner with a local pumpkin patch or fall fest. Contact local organizations and see if they are willing to host fundraising days for your animal welfare organization. Request a portion of the ticket sales be donated to you. In addition, set up a table the day of to collect donations and hand out information.
  • It’s all about the treats. Invite supporters to your location encouraging them to bring “treats” (food, toys, blankets, bowls, etc.) for your animals.
  • Sponsor a costume ball. Invite your community to a costume party. Sell tickets in advance and then offer dinner, raffles, and costume prizes the night of the event.
  • Launch a social media contest. Encourage your online followers to participate in a Halloween-themed contest. Invite participants to submit pictures of their Halloween decorations, carved pumpkins or pets in costume. Publish them online and request donations. Every five dollars = one vote. Award your winners with online recognition and prize.
  • Trick or treat for adopters. Promote adoptions in the month of October by offering a special gift to adopting families. They can pick either a ‘trick’ (training DVD or CD) or a ‘treat’ to take home with their new loved one.
  • “Mommy and me” costume contest. Host a costume contest for pets and their parents! Encourage participants to dress as famous duos or family members.

There is success in Halloween fundraising drives and events. Don’t less this time of year pass your animal welfare organization by. Brainstorm innovative fundraising ideas or use one of these to increase your donations this fall.