Working with animals on a daily basis requires special individuals with big hearts and a strong will. Animal shelters and rescues rely on these individuals to run smoothly and make decisions in the best interest of the animals in need. Animal rescue organizations vary in type and size. Some have a physical location and others are 100% foster-based. Some participate actively in adoption events while others rely on social media to promote adoptions. No matter the operational differences – they all require specialized liability insurance.
Foster-based Organizations
Animal rescues that are foster-based rely on volunteer foster parents to house and care for their animals. One of the most common questions we hear is,
“Does my animal rescue really need liability insurance if we don’t have a physical location?”
The answer is simple: “Absolutely!”
Why?
Many assume general liability insurance only protects organizations from slip and fall accidents at their location. While this is true – there are other protections included in liability insurance policies for nonprofit animal rescues. Here are 5 main reasons your foster-based animal rescue needs liability insurance:

  • Animal Bites.
    Liability insurance protects against damage or injury to individuals not associated with your rescue (volunteers or employees). One of the biggest risks you face is a member of the public getting bit by a dog, cat, or horse in your care. These individuals may file a lawsuit claiming your organization was negligent which led to the bite. Lawsuits involving minors can be extremely costly to an organization. Liability insurance pays to defend you and settlement costs when necessary.
  • Adoption Events.
    Many foster-based rescues rely on adoption events to introduce animals to the public and increase chances of adoption. If you attend adoption events, your organization faces many risks because you can’t control everything all the time. Animals can jump and knock individuals over, scratch, and attendees might fall and injure themselves at your booth/table. Liability Insurance pays to defend your organization and any settlement costs resulting from the lawsuit. The best liability insurance policies extend to include coverage at these events while others may charge an additional fee for each event you attend.
  • Foster Home Visits.
    Foster parents open their hearts and homes to animals in need of care. The actions of the animals are not covered under their personal homeowner’s insurance policy. To protect your organization from incidents occurring in a foster home, you need to purchase liability insurance. Liability insurance protects you in the event a potential adopter visits the home, injures themselves and files a lawsuit for damages.
  • Medical Expense.
    Each of the incidents above shares a common factor- the chance for an individual not related to your organization to become injured. Whether they choose to file a lawsuit or not – there are still medical bills that need to be paid. Liability insurance pays medical expense in these instances.
  • Adoptions Gone Wrong.
    You go to great efforts to place animals with amazing forever homes. Aggression testing, socialization, and adoption applications are necessary parts of this process. Even with these steps, adoptions sometimes go wrong. A dog may bite or show aggression in their new home causing a lawsuit to be filed against your animal rescue. The right liability insurance covers instances like these and pays to defend you and any settlement costs incurred.

These coverages are unique to animal rescues and shelters and require an insurance policy tailored to your specific needs. Contact your insurance agent today to confirm these necessary coverages are present on your policy. If you have additional questions or need more information, contact the team at Animal Welfare Organization Insurance program at 800-673-2558.

Leading or volunteering for an animal shelter or rescue is a rewarding experience. Animal welfare organizations rely on strong leadership, volunteers, donations, and adopting families to be successful. When one of these importance pieces doesn’t exist they struggle to meet goals and deliver their mission and vision. Many animal welfare organizations work diligently to place animals in their forever homes. Adoptions are strongest when shelters and rescues educate and communicate with the adopting families on a continuous basis – even after the adoption occurs.

Ways to Communicate
The most successful animal welfare organizations utilize these seven communication methods and techniques in their adoption process.

Before
Capturing the attention of potential adopters is vital in your adoption success.

  • Announce new arrivals. Sometimes families visit your organization and don’t find the perfect fit for their family. Keep these families engaged after they leave by notifying them of new animals ready to adopt.
  • Utilize social media. Share pictures and stories about the animals in your care on social media. Websites like Facebook, Twitter, and Instagram are powerful tools shelters and rescues can use to reach a large audience.

During
Communication during the animal adoption process keeps adopters informed on what step they are at and what comes next.

  • Have a conversation. Don’t rely solely on the adoption application for everything you need to know about an individual who wants to adopt. Talk to them, ask questions, and get to know them. You will have a better understanding of why they want to adopt, what their daily life is like, and what their goals are as a pet parent. This information makes it easier to find a perfect match.
  • Provide updates. Keep them updated on the process by notifying them of any changes or setbacks.

After
Some animal shelters and rescues think the adoption process is complete once the animal is transferred – this is another important time for increased communication.

  • Follow up at seven days. Take time to call adopting families after the animal is in their care for a week. Start by thanking them for adopting. Ask them how the animal is transitioning. Do they have any concerns or questions? Take time to fully answer these questions and they will feel valued and supported by your organization.
  • Touch base at 30 days. Call or e-mail 30 days after the adoption takes place. This check-in is to make sure they don’t have any new concerns with the decision to adopt. It gives them a chance to share positive stories about their new family member.
  • Reach out after a year. Call or e-mail again a year after adoption. This is a great chance to make sure the match is still a good fit for both the family and the cat, dog, or other animal. It gives you a great opportunity to see if they are interested in growing their family with another animal adoption.

Implementation
Successful implementation of these communication methods starts with your volunteers who work directly with the adopting families. Schedule a training session for your volunteers to attend. Review these methods and the benefits (increased number of successful adoptions) your animal shelter or rescue will experience.

Have volunteers actively role play different scenarios and conversations that arise. Provide them with a list of red flag comments to listen for and a positive response. High adoption rates are only positive when they are successful long-term adoptions. Implementing these methods decreases the number of failed adoptions and animals returning to your care at a later date.

Running a successful animal welfare organization is a high-demanding job. One critical component of making sure things run smoothly in an animal welfare organization is risk management. Risk management tools are often pushed aside to oversee other vital components of animal welfare like animal intake, volunteer training, compliance, animal adoptions, foster homes, and fundraising efforts. Risk management plans are important because they help organizations identify potential risks, minimize those risks, and set expectations for responding appropriately when risks do occur.

Good News
The most effective risk management plans focus on making risk management a part of your organization’s culture. With a strong on-boarding process and proper implementation, creating a risk management plan doesn’t have to be time-consuming. Follow these eight steps to simplifying the process and make risk management a priority in your animal welfare organization.

Steps to Take

  1. Utilize your volunteers. Volunteers donate their time to your animal welfare organization because they WANT to help the organization fulfill its mission. Don’t try to hold on to tasks that you can delegate to others. Recruit volunteers to serve on a risk management committee that takes on the last six steps of this plan.
  2. Brainstorm potential risks. Your volunteer committee is responsible for brainstorming every potential risk you face on a daily basis – animal bites, visitor slip and falls, volunteer injuries, etc.
  3. Match existing tools. Once they have a complete list, they need to review your existing risk management tools to see if you are addressing certain risks already. Common tools utilized by animal welfare organizations include volunteer application, adoption waivers, foster home guidelines, etc.
  4. Identify a need for new. The most important part of the committees’ responsibilities is to identify a need for new or updated tools. Are the existing tools, policies, and procedures strong enough? Is your organization missing an important item?
  5. Create new tools. Once they identify a need, they need to find acceptable risk management tools to fill the gaps. It is important they understand these new policies and procedures in their entirety and they provide you with a report on their recommendations.
  6. Educate your volunteer team. Schedule training for the committee to educate volunteers on the new policies and procedures. Review the tool, the benefits, and the expectations of the volunteers. Test the volunteer’s knowledge afterward to make sure they fully understand the changes.
  7. Audit the effectiveness. Have the committee schedule a future date to audit the new policy and procedures’ effectiveness. Did your organization experience a decrease in incidents? Do you need to make new updates? Continue to review all risk management tools on a yearly basis.

Visit our website for sample animal welfare risk management tools.

The most important service an animal shelter or rescue provides their local communities is matching animals with the perfect forever home and family. Sometimes adopting families are not readily available. And sometimes the animals need to be reintroduced to loving home and family. Both of these require time – time to find the perfect family and time for the animal to readjust to a safe and comfortable life. Animal shelters and rescues rely on foster homes to provide the animal in need with the care and environment they need.

It is important for the animal shelter or rescue to recruit caring and loving foster parents capable of providing this care. Where do you start? How do you know they will make amazing foster parents? Use this checklist to select the best foster parents.

What to do

  • Require a foster home application.
  • Conduct an in-person or over the phone interview.
  • Visit the home.
  • Require a foster agreement.
  • Conduct a background check.
  • Conduct a foster parent orientation and training.

Questions to ask

  • How long can they commit to fostering?
  • How many hours do they spend away from their home daily?
  • Where do they live?
  • What does their property consist of? Is there a yard? Is there a fence?
  • What do they think proper care consists of?
  • Are the financially able to provide for the animal?
  • How will they handle any potential trips out of town?
  • Who lives in their home? What are their ages?
  • Do they have any additional animals?
  • Do they have knowledge of proper animal care?
  • Do they have experience caring for animals?
  • Are they willing to allow potential adopters visit their home?
  • Why do they want to be a foster parent?
  • How will they handle the animal leaving after growing attached?

These are vital questions to gain a better understanding of the potential environment for the animals. You want to match the animal with a home that best suits their needs.
Recruiting great foster parents increases your long-term retention and gives more opportunity to help animals in need.