Why Should You Have Dog Bite Liability Insurance

November 12, 2014

Owning a dog comes with important responsibilities such as training for behavioral purposes, grooming care, properly feeding your friend a well-balanced diet and making sure it gets lots of tender love and care. However, most pet owners do not think about the responsibility of having dog bite liability insurance. It is important to have for a handful of reasons.
#1 Coverage of Dog Bite Damage: In the event, your dog bites someone accidentally or on purpose, the cost of damage and injury to the victim is coverage. This is good for you because you do not have to pay any out of pocket expenses when your dog attacks someone, which usually can be extremely costly.
#2 Live Where You Choose: Some states have local laws that require dog owners to have liability insure for certain breeds of dogs. If you have one of those breeds without the insurance and want to move to a certain state that does not allow certain breeds without it, you can be prevented from moving to the area you wish with your four-legged pal. Even some apartment buildings, rental homes and condos require this type of insurance in order to rent out a place for your and your pal to live happily. Without the coverage, it raises a red flag to the rental service, which could cause your rental application to be denied. After all, rental companies like to protect themselves and other renters from unnecessary chaos and damage that could potentially harm them in anyway.
#3 Coverage for Property Damage: If your furry pup for some odd reason escapes your care for a short period, you will wish you had liability insurance for it. This is especially true if it decides to take an adventure without you to dig a hole in your neighbor’s yard or garden, or decides to chew and scratch the heck out of a stranger’s favorite yard décor piece. With liability coverage, you will not have to pay out of pocket expenses to cover the cost of that damage in the event your dog is reported. We all know our dog has have their own mind and tend to make messes wherever the choice even when it is not in their own yard.
For more information on this important topic, please call AWOIP at 1-800-673-2558 or 717-630-1030 or go to are website at awoiponline.com for the dog bite liability insurance.

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