The Importance of Animal Shelter Liability Insurance

February 26, 2013

Animal Shelter liability insurance is essential if you are interested in opening up an animal shelter. Animal shelters house stray, lost, and abandon animals – mostly dogs and cats – for an extended period of time. There are several things to consider – the main one is your love for animals. You have to be an animal lover, and should have at least some training or experience in dealing with animals before you consider opening an animal shelter.

When choosing animal insurance for your shelter, your passion for animals and your business should be considered as well. Animal insurance is not just for pet owners. Most business owners invest in some sort of insurance to cover for losses and things that occur unexpectedly. If you are contemplating opening up an animal shelter, you will need to have some sort of insurance in place. Although your love for animals and taking care of them may be your first concern, getting the right type of insurance is essential because this is also a business venture.

There are a number of things to consider when searching for animal insurance for your shelter. There are the typical things that need to be covered like any other business – insurance for employees, fire and theft insurance, and insurance for your equipment. You will also need to consider some sort of liability insurance if something unfortunate happens to the animals in your care, especially those that have been adopted by someone.

For example, if a person adopted a dog or cat from your shelter and brings in their animal for necessary follow-up shots offered or required by your shelter and during the visit the animal is injured from either your negligence or some unforeseen occurrence, you will need to be insured to cover any expenses that may occur or any lawsuit that may be filed by the pet owner.

Be sure you conduct a thorough research for the insurance company that is right for your animal shelter. Compare companies, rates, advantages and disadvantages so you can make the right decision to protect your shelter with the best animal shelter liability insurance available.

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