Dog Bites

July 24, 2012

We all love our pets, but we need to keep in mind that they are naturally wild animals that must be treated with respect and caution. Would you like it if someone were pulling, scaring, or caught you off-guard? You would probably react. The Insurance Information Institute revealed that nearly $500 million dollars were spent in dog bite claims in 2011. Slightly more than 4.5 million people are victims of a dog bite each year. Although we relate dog bites with mail carriers, children are 900 times more likely to be subject to attacks than a mail carrier. Fifty percent of children under the age of 10 will experience a dog bite from a family or neighborhood pet. The average cost of medical expenses per claim is just about $29,000.  Make sure your are properly protected from outrageous lawsuits similar to these by purchasing dog liability insurance or check with your current insurance agent to see if personal liability is covered.

The third week in May was National Dog Bite Prevention week, so we collected tips from the ASPCA to prevent dog bites in children. First, teach your child to be calm around the animal. They should not run to the dog, stare in its eyes, taunt, approach the dog when he is eating, or move toward a chained dog. Finally, always ask the owner for permission to pet the dog and let the dog sniff your closed hand before petting

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